700Credit Data Breach Exposes Personal Information of Over 5.6 Million Individuals

700Credit, a U.S.-based fintech and data services provider for auto, RV, and marine dealerships, suffered a significant data breach that exposed the personal information of at least 5.6 million people. The compromised data includes names, addresses, dates of birth, and Social Security numbers collected from dealership customers between May and October 2025. The company confirmed that the breach was limited to the application layer and did not impact its internal network or operations. In response, 700Credit has engaged cybersecurity experts, notified affected dealers and consumers, reported the incident to the FBI and FTC, and is offering credit monitoring services to those impacted.

The breach was publicly disclosed in December 2025, with regulatory notifications underway and no evidence yet of identity theft or fraud resulting from the incident. The event is part of a broader trend of large-scale data breaches affecting financial services firms, as highlighted by concurrent reporting on similar incidents at other companies. 700Credit is coordinating with state attorneys general and regulatory bodies to ensure compliance and consumer protection in the aftermath of the breach.