RatHat Android Banking Trojan Uses Gemini to Rank and Control Victims
Malware Intelligence · 5 sources · Updated 1mo ago · First seen Sep 28, 2026

Researchers at Cleafy identified nearly 100 deployments of the RatHat Android banking trojan between April and September 2026, finding a rapidly evolving malware-as-a-service platform behind an implant that has otherwise changed little since late 2025. Its command-and-control panels progressed from Fisher to BlackCat Remote Control Management and Panda Workshop V5/V6, enabling operators to build, sign, host, regenerate, and administer malicious Android applications. Victims are lured through SMS messages and online advertisements to third-party download sites.
RatHat abuses Android Accessibility services to activate wireless ADB debugging and gain a UID 2000 shell, allowing remote screen monitoring and input control. Operators can deploy a native Go component that persists after the malicious app is removed, retaining shell-level access until the device restarts. Panda Workshop V6 uses Google Gemini to estimate and rank victims by bank balance using harvested SMS data, while the implant can invoke an LLM to identify where to tap in unfamiliar device interfaces when conventional automation fails.


